Online Banks That Give Money

Online Banks That Will Give You Money for Joining

Looking to get paid for opening a checking or savings account? Does that sound like a dream to you?

In 2022, it could be a reality!

Whether you open a checking account or a savings account, there are plenty of banks today that will pay you a sign up bonus for opening an account.

Read on to know where you can switch your bank account in 2022 to cash in that sign-up bonus.

6 online banks with sign up bonus

1.   Citibank

Citibank is currently offering a $1,500 bonus to individuals opening new checking accounts.

The offer is valid until 17 July 2022 and has a minimum deposit clause. According to the clause, account holders must make a minimum deposit to the account within 20 days of account opening.

Here is a list of the amount of minimum deposit and the bonuses you can expect:

  • $300 bonus for minimum deposit and maintenance of $15,000-$49,999
  • $700 bonus for minimum deposit and maintenance of $50,000-$199,999
  •  $1,500 bonus for minimum deposit and maintenance of $200,000 or more

You can check out the complete conditions you must fulfill to qualify for these bonuses on their official website.

2.   TD Bank

TD Bank is offering customers a chance to earn bonuses by opening checking and savings accounts. The offer is valid for all accounts till 31 March 2022.

According to the offer, customers opening a checking account are eligible for a $$150-$300 bonus. While customers opening a savings account are eligible for a $200 bonus. The accounts available under this offer are:

  • TD Convenience Checking
  • TD Beyond Checking
  • TD Beyond Savings
  • TD Simple Savings

The offer comes with the following conditions:

  • A bonus of $150 on qualifying direct deposits of $500 made to the TD Convenience Checking account within the first 60 days
  • A bonus of $300 on qualifying direct deposits of $2,500 made to the TD Beyond Checking account within the first 60 days
  • A bonus of $200 on a deposit and maintenance of $20,000 to the TD Beyond Savings/TD Simple Savings account

Note: You should make the deposit to your TD Beyond Savings or TD Simple Savings account within the first 20 days. You also need to maintain this minimum deposit amount for 90 days from the date of deposit.

Find the complete details of the offer on the official TD Bank website.

3.   Huntington National Bank

You can earn up to $300 as a bonus by opening one of the following checking accounts with Huntington National Bank.

  • Asterisk-Free Checking ($150 bonus on a minimum deposit of $1,000)
  • Huntington 5 Checking ($200 bonus on a minimum deposit of $1,000)
  • Huntington 25 Checking ($300 bonus on a minimum deposit of $25,000)

The deposits to the respective accounts must be made within 60 days from account opening. You are also required to keep your account open for at least 90 days to qualify for the bonus.

You have until 7 June 2022 to sign-up for any of these accounts.

However, you can only earn the bonus 14 days from the date you meet the requirements. That might delay your bonus for a quarter of a year.

Want to learn more about these bonus offers? Check them out here!

4.   BMO Harris

Opening a new checking account in BMO Harris can get you a bonus of up to $350. The offer is valid for accounts opened between 7 Feb 2022 and 3 June 2022 only.

Accounts eligible for the offer are:

  • Smart Advantage Account
  • Smart Money Account
  • Premier Account

The $200 bonus is for the Smart Advantage and Smart Money checking accounts. At the same time, the eligibility clause requires you to make qualifying direct deposits of a minimum of $4,000 within the first 90 days.

The $350 bonus is available for consumers who open the Premier Account. The condition to qualify for the bonus is maintaining qualifying direct deposits of a minimum of $7,500 within the first 90 days.

Qualifying direct deposits may include payroll, pension, Social Security, or any other government payments.

BMO Harris also offers its new Savings Builder account holders an opportunity to earn $5 per month for 12 months ($60 in total). To qualify, customers’ account balance must grow by at least $200 for 12 months starting from the month of account opening.

You can check out the complete offer and details of this offer here.

5.   PNC Bank

With the PNC Bank, you can get up to $400 in bonus for opening a new PNC Virtual Wallet. There are three options available for new customers who open accounts until 28 February 2022.

  • Earn $50 by opening PNC Virtual Wallet and depositing at least $500 to the Spend account
  • Earn $200 by opening PNC Virtual Wallet (with Performance Spend) and depositing at least $2,000 to the Spend account
  • Earn $400 by opening PNC Virtual Wallet (with Performance Select) and depositing at least $5,000 to the Spend account

Take note that you need to make all of these qualifying direct deposits within the first 60 days from account opening.

You can find more details on this offer by visiting their official website.

6.   Chase Bank

Chase Bank has a single bonus offer of $225 for customers opening a new Chase Total Checking account. This offer is valid till 20 April 2022 and requires customers to make a direct deposit to the account within 90 days of coupon enrollment.

Visit the official website if you want to learn more about this offer from Chase Bank.

Final Thoughts

Getting money for opening an account is an attractive offer at first glance. However, before you choose to make the switch, make sure you’re not at a loss.

Remember to look out for the validity of these offers since most are only available for half the year.

Do your research and choose the most lucrative offer accessible to you!

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