Is Klarna Legit?

The short answer is yes. Klarna is a legit pay later company which allows you to buy goods or services and pay for them later.

What makes Klarna legit?

Klarna has 90 million customers worldwide. That makes it a huge company with over 4000 employees in global offices in USA, Europe and Australia. The company has partnered with 250,000 stores including big brands like Nike, H&M, Sephora and RayBan.

In 2021 the company has processed approximately $16 billion worth of transactions.

Since it was founded in 2005 the company has raised over $1 billion in funding. It’s latest valuation puts Klarna’s value at $45.6 billion, making it one of the largest pay later companies in the world.

Can I trust Klarna?

Klarna is a well known company with a lot of customers. The service is 100% trustworthy and safe to use. However it is important you fully understand how the service works before becoming a customer. This includes making sure you know when purchases have to paid for and what are the consequences if you do not pay for purchases on time.

Why is Klarna good

We found the following reasons why people like Klarna.

  1. Makes spreading the cost of large purchases easier.
  2. Allows you to “try before you buy” with items such as clothes.
  3. 0% interest rate on purchases.

Why is Klarna is bad

Researching the reviews made by users we’ve found the following reasons why Klarna is bad.

  1. Klarna’s customer service can be unhelpful.
  2. It can be easy to miss a payment if you are not careful.
  3. Klarna can make it easier to impulse buy.
  4. Klarna can affect your credit score if you miss payments.

What do people say about Klarna?

It’s important, when asking yourself “is Klarna legit”, that you take the time to research other people’s opinions. We’ve taken the time to collect some reviews we think will fairly help you decide for yourself if Klarna is legit or not.

Top Reddit Users

Here are some user reviews from Reddit we think you will find useful.

This Reddit user says the primarily use Klarna to buy clothers
This Reddit user likes to use Klarna to check if everything is ok with their order before they pay.
This user likes Klarna but warns that it can get “addicting”.

Review Websites

Trustpilot has collected over 31,000 reviews of Klarna. 79% of the company review score it “excellent”. Many of the positive reviews say that the app is really easy to use. The more negative reviews are from users who have been denied purchasing something via Klarna or have received error messages when paying for something online.

image of klarna reviews from trustpilot website.

iOS App Store Reviews

App store review are generally very positive. The Klarna app scores 4.7 out of 5. The app has over 326,000 ratings.

klarna app reviews from the ios app store

Google Play Reviews

The Klarna app scores 4.6 our of 5 on the Google play store. The app has over 375,000 reviews.

klarna app reviews from the official google play store

Klarna Company Facts

Klarna Founded2005
Number of Employees4000
Number of Customers90,000,000
CEO Name: Sebastian Siemiatkowski
Company Valuation:$45.6 billion
Office Locations:Amsterdam, Austin, Barcelona, Berlin, Brussels, Cologne, Columbus, Copenhagen, Gießen, Helsinki, London, Los, Angeles, Madrid, Mannheim, Milan, Munich, New York, Oslo, Paris, Portland, Stockholm, Toronto, Vienna
Klarna company information

Apps Like Klarna

There is now many alternatives to Klanra, we recommend looking at the following services if you are looking for something similar to Klarna.

  1. Afterpay
  2. Affirm
  3. Sezzle
  4. Paypal Pay in 4