{"id":217,"date":"2020-08-04T14:49:50","date_gmt":"2020-08-04T14:49:50","guid":{"rendered":"https:\/\/paylaterguide.com\/?p=217"},"modified":"2022-10-30T21:26:55","modified_gmt":"2022-10-30T21:26:55","slug":"klarna-ghost-card-review","status":"publish","type":"post","link":"https:\/\/paylaterguide.com\/klarna-ghost-card-review\/","title":{"rendered":"Klarna One Time Card (Ghost Card) Review"},"content":{"rendered":"\n

Klarna<\/a> is a popular “pay later” service which lets you buy goods online and pay for them later though instalments. The best bit? The instalments are completely interest free which mean there are no hidden fees or extra charges. As long as you pay on time.<\/p>\n\n\n\n

The Klarna one time card, previously known as the Klarna ghost card, is a “virtual” card<\/a> which you can access via the Klarna mobile app. Just to be clear this is not a physical card. Instead with every purchase you are given a unique card number and payment details in the app. Once you have these details you can use them to checkout at any online store. <\/p>\n\n\n\n

How does Klarna one time card work<\/h4>\n\n\n\n

With the Klarna card you can make a one time purchase online or in store and pay for it in 4 instalments instead of the full amount. This is great for large purchases on Amazon or even for travel purchases. The big advantage of a Klarna purchase is that these 4 split payments are 100% interest free a safe and legit option<\/a> for anyone looking to spread their payments.<\/p>\n\n\n\n

The following five steps will show you how the Klarna one time card works and how you can start spreading the cost of your purchases today. <\/p>\n\n\n\n

  1. Download the Klarna app and if you haven’t already, sign up for the free service.<\/li>
  2. In the app choose to create a one-time payment card by clicking the “My Klarna” tab.<\/li>
  3. Enter the amount you wish to spend via the one time card.<\/li>
  4. You will then be given a one time card number with a valid expiry date. Your billing address should be the same as the address you have on file with Klarna.<\/li>
  5. On the website you are purchasing from enter the Klarna card number and details. <\/li><\/ol>\n\n\n\n

    What if my Klarna one time card is not approved?<\/h4>\n\n\n\n

    Some Klarna customers have reported errors when paying with a card. If you see the message “not approved for klarna at this time” then you may find your Klarna card payment was declined. <\/p>\n\n\n\n

    If you are not approved, we recommend taking the following steps. Similar to our Klarna declined<\/a> recommendations which we have previously written about. <\/p>\n\n\n\n