Concerts are a fun way to let your hair down once in a while, especially after spending all this time under house arrest, due to the lockdown.<\/p>\n\n\n\n
But frozen incomes and tight budgets might make it difficult to imagine such luxuries for yourself.<\/p>\n\n\n\n
Well, thank goodness for buy now, pay later (BNPL) providers! Curious? Let\u2019s find out what BNPL plans are accessible to you.<\/p>\n\n\n\n
You can now put a concert on the calendar without taking a huge bite out of your savings. Simply choose a provider and plan that suits your monthly budget, enjoy the concert, and pay later in installments.<\/p>\n\n\n\n
Klarna<\/a> partners with both Ticketmaster and VividSeats to offer users buy now, pay later financing options. Klarna offers three different pay later plans that users can choose from, these include:<\/p>\n\n\n\n Their Pay in 4 plan allows you to pay the total cost of your purchase in four interest-free installments. You can make these payments every 2 weeks.<\/p>\n\n\n\n Their pay in 30 plan allows users to make full payment for their purchase over the next 14 to 30 days with no interest or upfront fees.<\/p>\n\n\n\n You can also choose longer installment plans that range from 6 to 24 months. The annual percentage rate (APR) for these plans can go from 0 to 29.99%.<\/p>\n\n\n\n Klarna only conducts a soft credit check when you apply for any of these accounts which does not reflect on your credit report.<\/p>\n\n\n\n Klarna offers a virtual single-use card to users that can be used to make purchases at online stores in the U.S. that accept prepaid cards.<\/p>\n\n\n\n You can also shop for tickets using the Klarna Card by accessing it via the app and adding it to your Apple Pay. You can also use the card on websites that accept Visa.<\/p>\n\n\n\n Zip is another option available to you if you want to shop for concert tickets from Ticketmaster, TicketSmarter, TickPick, and other similar service providers.<\/p>\n\n\n\n Their Pay Later plan gives you the freedom to buy your tickets today and pay them over 6 weeks in 4 affordable installments. However, you do have to pay 25% of the total purchase amount upfront.<\/p>\n\n\n\n To use Zip for paying at any of these ticket providers, you need to only download the app, add the tickets to your cart, and checkout.<\/p>\n\n\n\n If a wide range of selection is what you like, then Affirm is the pay later option to go for. They offer ticket financing plans for Ticketmaster, StubHub, VividSeats, TicketSmarter, TickPick, TicketNetwork, ASAPTickets, and SeatGeek.<\/p>\n\n\n\n Their service is also easily accessible via the ticket providers\u2019 website, the Affirm<\/a> website, or the Affirm app.<\/p>\n\n\n\n They offer monthly installment plans that range from 1 to 3 months for smaller loan amounts and can go up to 48 months for larger purchase amounts.<\/p>\n\n\n\n With Affirm, you won\u2019t be charged any late fees, prepayment fees, or annual fees.<\/p>\n\n\n\n One drawback with Affirm is that it has a 0 to 30% APR which is based on your credit standing. Affirm does conduct an eligibility check but it doesn\u2019t affect your credit score.<\/p>\n\n\n\n Another drawback is that some users might also have to make a down payment.<\/p>\n\n\n\n Affirm also offers a virtual card that you can use to pay online or offline at stores not listed with Affirm. The virtual card can be accessed by:<\/p>\n\n\n\n Note: This amount is only for Affirm to approve the purchase. If you enter an amount more than the total cost of purchase, Affirm will refund it to your account.<\/p>\n\n\n\n That completes the purchase.<\/p>\n\n\n\n PayPal Pay in 4<\/a> is one more option worth checking out if you\u2019re a PayPal user. Since the payment method is accepted almost everywhere today, it broadens the range of your options.<\/p>\n\n\n\n Similar to Klarna, PayPal offers to split total purchase amounts into 4 installments with zero interest fee. Approval is instant and the installments can then be paid off over a period of 6 weeks.<\/p>\n\n\n\n However, you must make the first installment to complete the purchase and the purchase amount should be between $50 and $1,500.<\/p>\n\n\n\n Pay in 4 is at the moment not available to residents of Missouri, Nevada, New Mexico, North Dakota, Wisconsin, or any U.S. Territories.<\/p>\n\n\n\n To book tickets on Ticketmaster or VividSeats using BNPL, you will have to:<\/p>\n\n\n\n Note that the repayment plans and conditions can change depending on the tickets app or BNPL provider. It is also worth remembering that not all events might be available for pay later options.<\/p>\n\n\n\n That\u2019s all about how to pay later for concert tickets. Find the next best concert that\u2019ll help you beat the stress without adding any to your budget!<\/p>\n","protected":false},"excerpt":{"rendered":" Concerts are a fun way to let your hair down once in a while, especially after spending all this time under house arrest, due to the lockdown. But frozen incomes and tight budgets might make it difficult to imagine such luxuries for yourself. Well, thank goodness for buy now, pay later (BNPL) providers! Curious? Let\u2019s …<\/p>\nPay in 4 with Klarna<\/h4>\n\n\n\n
Pay in 30<\/h4>\n\n\n\n
<\/a>Pay Over Time<\/h4>\n\n\n\n
<\/a>Virtual One-Time Card<\/h4>\n\n\n\n
<\/a>Klarna Card<\/h4>\n\n\n\n
Zip Concert Tickets<\/h2>\n\n\n\n
Affirm Concert Tickets<\/h2>\n\n\n\n
<\/a>Virtual Card<\/h4>\n\n\n\n
PayPal Pay in 4 Concert Tickets<\/h2>\n\n\n\n
<\/a>How to Book Tickets on Ticketmaster or VividSeats Using BNPL?<\/h2>\n\n\n\n
<\/a>Wrapping Up<\/h2>\n\n\n\n