Fly now, pay later! That\u2019s right. We\u2019ve found some of the best buy now, pay later (BNPL) providers that allow you to book flights now, fly first, and pay for them later.<\/p>\n\n\n\n
Can\u2019t wait to get on that flight?<\/p>\n\n\n\n
Without further delay, here are the top 6 BNPL providers that allow you to pay later for flight bookings.<\/p>\n\n\n\n
Affirm<\/a> is one of the most popular BNPL providers and for good reason. Their service is available online and in-store via the app, the Google Chrome extension, and a one-time-use virtual card.<\/p>\n\n\n\n The best thing is Affirm doesn\u2019t charge late fees, prepayment fees, annual fees, or account opening and closing fees. They instead charge an APR (annual percentage rate) of 0 to 30% based on your credit score. Some users may also have to pay a downpayment.<\/p>\n\n\n\n Affirm users can choose from 4 installments spread over 6 weeks or a monthly installment plan. The plan with 4 installments doesn\u2019t incur interest and repayments are every 2 weeks. On the other hand, the monthly installment plan allows you flexible repayment schedules of 3, 6, or 12 months.<\/p>\n\n\n\n You can also request a pre-qualification check to get an estimate of your spending limit. While the pre-qualification check doesn\u2019t affect your credit score, using Affirm for purchases and repayments does.<\/p>\n\n\n\n Here are just some of the airlines Affirm has partnered with that allow you to have BNPL bookings:<\/p>\n\n\n\n Klarna<\/a> is another BNPL provider that allows you to book and fly before paying.<\/p>\n\n\n\n Like Affirm, you can access Klarna online and in-store, through their website, the Chrome extension, and a dedicated app. The approval process is instant and they run a soft credit check that doesn\u2019t affect your credit score.<\/p>\n\n\n\n Klarna allows you to split your payments into 4 installments or delay them for 30 days. The 4-installment plan is free of interest and requires payment every 2 weeks. In contrast, the 30-day payment plan is also interest-free, however, full payment must be made within 30 days of flight confirmation.<\/p>\n\n\n\n Klarna also offers a financing service with an APR of 0 to 19.99% that can be paid over 36 months.<\/p>\n\n\n\n When you apply for their Pay in 30<\/a> or loan financing options, Klarna may run a hard credit check on you which is likely to affect your credit.<\/p>\n\n\n\n In case Klarna is unable to collect installments after two attempts, the user is charged a $7 late fee.<\/p>\n\n\n\n Afterpay<\/a> is available online and in-store. However, users must download the app and create an account first.<\/p>\n\n\n\n To use it, account holders can select Afterpay upon checking out online or set up an Afterpay Card when shopping in-store.<\/p>\n\n\n\n Since they don\u2019t run credit checks or report late payments, there is little you need to worry about.<\/p>\n\n\n\n Afterpay offers one financing plan of 4 installments spread over 6 weeks. Users aren\u2019t required to pay any interest or monthly account fees.<\/p>\n\n\n\n While the payments are interest-free, Afterpay may charge you a late fee for default payments that start at $10 and go up to 25% of your purchase amount. It\u2019s the highest late fee charged by any BNPL provider on our list. If you\u2019re not sure you can make timely repayments, it\u2019s better to look for another BNPL provider.<\/p>\n\n\n\n Uplift has partnered with more than 200 airlines around the world. If you like having a wide set of flight options, Uplift is the best BNPL provider for you.<\/p>\n\n\n\n Just book your flight on the merchant partner\u2019s website, choose Uplift at checkout, and you\u2019re done!<\/p>\n\n\n\n Uplift offers users fixed monthly installment plans. They don\u2019t charge a late fee but earn through interest charges which are applicable on certain purchases (APRs of 0 to 36%). Some users may also have to make a downpayment.<\/p>\n\n\n\n Uplift only performs a soft credit check on U.S. residents while Canadian residents will undergo a soft and hard credit check. Uplift may also report your account activity to credit bureaus which could affect your credit score.<\/p>\n\n\n\n Zip<\/a> is another BNPL provider with a list of airlines and flight booking options to choose from.<\/p>\n\n\n\n Earlier known as Quadpay, Zipe remains competitive with its 4-installment payment plans.<\/p>\n\n\n\n Their services are accessible in-store and online through the Zip app and partner merchant websites.<\/p>\n\n\n\n You get the benefit of instant approval with no hard credit checks.<\/p>\n\n\n\n Their 4-installment plan allows you to repay the purchase amount in 4 parts over 6 weeks. The first installment is due at the time of purchase.<\/p>\n\n\n\n Zip doesn\u2019t charge interest but it does charge you $1 as a convenience fee for every installment payment.<\/p>\n\n\n\n5 airlines and flight companies that accept Affirm<\/h3>\n\n\n\n
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2. Klarna Flights<\/h3>\n\n\n\n
Airlines that accept Klarna<\/h3>\n\n\n\n
<\/a>Pros<\/h4>\n\n\n\n
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3. Afterpay Flights<\/h3>\n\n\n\n
Airlines that accept Afterpay<\/h3>\n\n\n\n
<\/a>Pros<\/h4>\n\n\n\n
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4. Uplift Flights<\/h3>\n\n\n\n
Airlines that accept Uplift<\/h3>\n\n\n\n
<\/a>Pros<\/h4>\n\n\n\n
<\/a>Cons<\/h4>\n\n\n\n
5. Zip Flights<\/h3>\n\n\n\n
Airlines that accept Zip payments<\/h3>\n\n\n\n
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