{"id":940,"date":"2022-01-16T13:11:20","date_gmt":"2022-01-16T13:11:20","guid":{"rendered":"https:\/\/paylaterguide.com\/?page_id=940"},"modified":"2022-01-17T15:34:16","modified_gmt":"2022-01-17T15:34:16","slug":"is-klarna-legit","status":"publish","type":"page","link":"https:\/\/paylaterguide.com\/klarna\/is-klarna-legit\/","title":{"rendered":"Is Klarna Legit?"},"content":{"rendered":"\n

The short answer is yes. Klarna<\/a> is a legit pay later company which allows you to buy goods or services and pay for them later. <\/p>\n\n\n\n

What makes Klarna legit?<\/h2>\n\n\n\n

Klarna has 90 million customers worldwide. That makes it a huge company with over 4000 employees in global offices in USA, Europe and Australia. The company has partnered with 250,000 stores including big brands like Nike, H&M, Sephora and RayBan. <\/p>\n\n\n\n

In 2021 the company has processed approximately $16 billion worth of transactions.<\/p>\n\n\n\n

Since it was founded in 2005 the company has raised over $1 billion in funding. It’s latest valuation puts Klarna’s value at $45.6 billion, making it one of the largest pay later companies in the world. <\/p>\n\n\n\n

Can I trust Klarna?<\/h2>\n\n\n\n

Klarna is a well known company with a lot of customers. The service is 100% trustworthy and safe to use. However it is important you fully understand how the service works before becoming a customer. This includes making sure you know when purchases have to paid for and what are the consequences if you do not pay for purchases on time. <\/p>\n\n\n\n

Why is Klarna good<\/h2>\n\n\n\n

We found the following reasons why people like Klarna.<\/p>\n\n\n\n

  1. Makes spreading the cost of large purchases easier.<\/li>
  2. Allows you to “try before you buy” with items such as clothes. <\/li>
  3. 0% interest rate on purchases.<\/li><\/ol>\n\n\n\n

    Why is Klarna is bad<\/h2>\n\n\n\n

    Researching the reviews made by users we’ve found the following reasons why Klarna is bad. <\/p>\n\n\n\n

    1. Klarna’s customer service can be unhelpful.<\/li>
    2. It can be easy to miss a payment if you are not careful.<\/li>
    3. Klarna can make it easier to impulse buy.<\/li>
    4. Klarna can affect your credit score if you miss payments.<\/li><\/ol>\n\n\n\n

      What do people say about Klarna?<\/h2>\n\n\n\n

      It’s important, when asking yourself “is Klarna legit”, that you take the time to research other people’s opinions. We’ve taken the time to collect some reviews we think will fairly help you decide for yourself if Klarna is legit or not. <\/p>\n\n\n\n

      Top Reddit Users<\/h3>\n\n\n\n

      Here are some user reviews from Reddit we think you will find useful.<\/p>\n\n\n\n

      \n
      Comment<\/a> from discussion fuzzy_camel’s comment from discussion "judging people for using Klarna, Afterpay etc"<\/a>.<\/div>