Do you need to make an unplanned travel-related purchase? Whether you need flights, hotel accommodations, tourist passes, or something else, Uplift has a wide range of travel and tourist partners that make their financing solutions ideal for trips.<\/p>\n\n\n\n
As a buy now pay later (BNPL) service, Uplift is proud of its straightforward and flexible payment plans that are free of unpleasant surprises like debt traps and compound interest rates.<\/p>\n\n\n\n
Let\u2019s learn more about how to use Uplift.com to pay later<\/strong> for your travel expenses and their services.<\/p>\n\n\n\n Founded in 2014, Uplift is a BNPL service that has an unusually high number of partners in the travel industry. Users can purchase airline tickets from the likes of Hawaiian Airlines and Lufthansa or book vacation packages with Contiki and Kayak. Like other BNPLs, Uplifts lets you buy and enjoy vacations now and pay for them later in fixed monthly payments.<\/p>\n\n\n\n Uplift can only be accessed through the checkout page of the brands they\u2019ve partnered with.<\/p>\n\n\n\n Whether or not you\u2019re charged interest is based on the brand you choose, your credit profile, and other factors.<\/p>\n\n\n\n If you get charged interest, Uplift relies on simple interest which is a great feature compared to credit cards and their compound interest rates. This makes knowing your monthly installments easier.<\/p>\n\n\n\n Using Uplift is easy. All you need to do is:<\/p>\n\n\n\n That\u2019s it!<\/p>\n\n\n\n You can now pay for your purchase in monthly installments.<\/p>\n\n\n\n Uplift decides the terms of your loan based on your purchase details, credit information, and more. The approval process may be quick or take a while, so it\u2019s advised to apply days before your trip.<\/p>\n\n\n\n It depends.<\/p>\n\n\n\n Uplift performs a soft credit check on US and Canadian residents during their eligibility check. While that\u2019s the only check for US residents, Canadian residents have to undergo a hard credit check when they apply for credit.<\/p>\n\n\n\n Soft credit checks won\u2019t show up on your credit report, but hard credit checks will.<\/p>\n\n\n\n Yes.<\/p>\n\n\n\n Uplift reports timely payments to credit bureaus and helps you build credit. However, Uplift may also choose to report delinquent payments that remain unpaid for 30 days or more.<\/p>\n\n\n\n Yes.<\/p>\n\n\n\n Uplift installments utilize a simple interest plan with annual percentage rates (APR) between 0% and 36%.<\/p>\n\n\n\n No.<\/p>\n\n\n\n Uplift does not charge late fees. However, loan amounts that remain unpaid for 30 days or more will continue to accrue interest.<\/p>\n\n\n\n Uplift requests users to contact the merchant directly for any returns. If the merchant accepts the return and initiates a refund, Uplift will facilitate your refund.<\/p>\n\n\n\n Refunds are processed within 10 days after they are received from merchants. During processing, installments and interest accrue as scheduled.<\/p>\n\n\n\n In some cases, a merchant may deduct a cancellation fee or issue a credit instead of a refund. In such cases, the customer is responsible for paying the outstanding balance. If the outstanding balance is less than the amount refunded, Uplift sends it back to the customers\u2019 chosen payment method.<\/p>\n\n\n\n It depends.<\/p>\n\n\n\n Uplift determines your credit limit based on a lot of factors, one of which is your credit information. Making timely payments can improve your credit score which in turn improves your chances of getting approved by Uplift.<\/p>\n\n\n\n No.<\/p>\n\n\n\n Uplift offers US-based customers the option to remit payments via their bank account, debit card, and checks. Canadian customers can pay via direct debit from their bank account and Visa\/MasterCard virtual debit cards.<\/p>\n\n\n\n Here\u2019s a list of a few Uplift partners you can BNPL with:<\/p>\n\n\n\n Trying to decide if Uplift is right for you? Refer to our list of pros and cons to help you make the right decision.<\/p>\n\n\n\n Uplift makes it easier for customers to finance trips and much-needed vacations.<\/p>\n\n\n\n Overall, Uplift is ideal for customers who have good credit ratings and who aren\u2019t in a rush to travel. It\u2019s essential to remember that this BNPL service charges higher APRs for those without a good credit history and approval can take a while.<\/p>\n\n\n\n While they have more travel-related partners than similar services, your destinations and vacations will be limited by their list of merchants.<\/p>\n\n\n\n So, take these factors into account when considering Uplift.<\/p>\n","protected":false},"excerpt":{"rendered":" Do you need to make an unplanned travel-related purchase? Whether you need flights, hotel accommodations, tourist passes, or something else, Uplift has a wide range of travel and tourist partners that make their financing solutions ideal for trips. As a buy now pay later (BNPL) service, Uplift is proud of its straightforward and flexible payment …<\/p>\n<\/a>About Uplift<\/h2>\n\n\n\n
<\/a>How To Use Uplift To Pay Later<\/h2>\n\n\n\n
<\/a>Frequently Asked Questions About Uplift<\/h2>\n\n\n\n
<\/a>Does Uplift do a credit check?<\/h3>\n\n\n\n
<\/a>Will using Uplift affect my credit score?<\/h3>\n\n\n\n
<\/a>Do Uplift installments come with an interest?<\/h3>\n\n\n\n
<\/a>Does Uplift charge late fees?<\/h3>\n\n\n\n
<\/a>How do returns work with Uplift?<\/h3>\n\n\n\n
<\/a>Can I increase my credit limit with Uplift?<\/h3>\n\n\n\n
<\/a>Can you pay Uplift with a credit card?<\/h3>\n\n\n\n
<\/a>List of Uplift Partners To Get Started<\/h2>\n\n\n\n
<\/a>Uplift: Pros and Cons<\/h2>\n\n\n\n
<\/a>Pros<\/h3>\n\n\n\n
<\/a>Cons<\/h3>\n\n\n\n
<\/a>Take Off With Uplift!<\/h2>\n\n\n\n