Birthdays, holidays, anniversaries, and other special occasions are opportunities to show important people in your life how much they mean to you. We try to give them meaningful and thoughtful gifts but sometimes it can be hard and frustrating, especially for those in our lives who have everything.
In many cases, gift cards are great presents because they allow the receiver to pick out something they really want instead of an item we’re not that sure about. It’s a little more personal than giving cash since they show that we know which merchants or stores the person likes.
Undoubtedly, gift checks are the next best thing when you can’t pinpoint the perfect gift for someone you care about. With the introduction of buy now pay later (BNPL) services, however, you can extend that flexibility to yourself as well with buy now pay later gift cards. You can buy a digital gift card, surprise your loved one on their special occasion, and pay for it later.
If you’re on the hunt for Buy Now Pay Later (BNPL) gift cards, we’ve rounded up the five best platforms where you can buy these gift checks. Check them out below.
1. eGifter Gift Cards
Online retailer eGifter allows customers to buy gift cards from more than 300 brands and stores. You can send their gift cards to recipients via email or text. They receive it immediately and can start shopping right away.
eGifter also provides interesting promotional offers that include reward points and discounts on flights, streaming services, and more. You may also sometimes get a free gift card when you buy a particular card at a regular price.
eGifter allows you to pay through different payment gateways, including PayPal. Buying a BNPL gift card from eGifter using PayPal enables you to pay the price of the gift card in four installments. However, you’ll need to pay the first installment immediately upon check out while the rest of the installments can be paid later.
2. Prezzee Gift Cards
Prezzee is a leading international gift card platform that offers a wide range of customizations for gift cards. This helps you personalize gift cards based on special occasions and your recipient’s tastes.
Prezzee also offers attractive promotional deals regularly. So, your gift recipient can earn incentives for using their Prezzee gift cards at different retail stores. Some of them include Bed, Bath & Beyond, Wine.com, CVS Pharmacy, Barnes and Noble, and more.
Afterpay Pulse Loyalty members can pay for Prezzee gift cards with Afterpay. Using Afterpay as a payment option on Prezzee helps you split your purchase into four equal installments and earn 40 reward points on every transaction.
GiftCards.com is one of the most popular online platforms for gift cards that fit all kinds of occasions. A one-stop solution for contemporary gifting needs, it also offers gift cards for every kind of recipient out there. So, whether your giftee is a beauty lover, foodie, gamer, or gardener, you’re sure to find a gift card that suits their style and needs.
You can also create a personalized gift card with a special message and photo to make your gift card even more memorable.
Even better, you can find multi-store gift cards, gift cards for premium brands, and even Visa gift cards. The platform also helps you earn points on your purchases. So, you can save more and buy more of what you want.
If you want to buy a gift card now and pay later, you can use Zip (previously known as Quadpay) as your payment option. This lets Zip fund your gift card purchase for the time being. You can then repay the amount later in four flexible installments over six weeks.
4. Zebit Gift Cards
Zebit is an online marketplace where you can shop from millions of leading brands. It allows you to pay for your purchases over six months without checking your credit score. This makes it an attractive shopping venue for avid shoppers who have poor credit ratings.
Zebit also offers BNPL gift cards that you can use for their wide array of stores. However, these gift cards come with an 18% handling charge. You also need to make a downpayment of 20% to 30% at checkout. After your transaction, you can repay the rest of the installments over time.
Zebit’s credit limit is up to $2,500. It also does not charge any interest, late fees, or even prepay penalties, making it one of the more attractive gift card providers.
5. Amazon Gift Cards
Aside from being a retail giant, Amazon is also one of the world’s biggest gift card providers. It offers gift cards that you can purchase using Zip’s BNPL option.
Zip allows you to buy a gift card from Amazon right away and gift it to your chosen recipient. You can then pay for the gift card in four installments over six weeks. You can also use Klarna to buy gift cards on Amazon and other retailers.
The plethora of gift card stores and shopping platforms that sell BNPL gift cards make it easy for people to buy these cards and gift them to whomever they want.
Before choosing a BNPL gift card, however, make sure to read the fine print. Study the fees, expirations, limitations, retail stores that accept your gift card, refunds, and so on. This will help you give a gift that your recipient will find convenient and flexible to use while saving you from unpleasant surprises later on.